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Senior homeowners who visit Consumer Mortgage’s website have been shocked to discover they are eligible for a program that has the banks on edge. In the last 70 years, there has been no better time to refinance your home.
A Little Known Government Program Called the Home Affordable Refinance Plan® (HARP) Gives Seniors The Chance To Refinance Their Homes At Shockingly Low Rates & Lower Their Mortgage By An Average Of $4,500 A Year
3 Months Left to Qualify for HARP 3.0
There is one problem with this – The banks are not happy with HARP and as a result this government program is only temporary. This program can expire as soon as . Here is the good thing, once you qualify, you get this benefit for life. If you need to pay less or knock years off your mortgage then you will need to take advantage of this program while it lasts.
The New Administration’s Middle-Class Stimulus Package
Most seniors don’t know this, but if your mortgage is $650,000 or less, you likely qualify for this program. The New Administration wants to lower your rates, so you can have more money. This is smart because when you have more money, you can help the economy. However, the banks are raising hell about this because…..
- You Can Shop Lenders Who Give You ALL The Senior Discounts You Qualify For
- Your Home’s Loan-To-Value (LTV) Can Be 80% to 125%
Do you think this makes the greedy banks happy? They prefer you keep paying your current high rate. That is why the banks have pushed to end this program in 3 months. The middle class gets screwed all the time. Did anyone tell you about the last stock bubble? I am sure they didn’t. Well now you have the chance to get ahead for once. However, you will need to take advantage of the low rates available to seniors before the banks get rid of it for good.
- The Average Senior Has Saved $391 A Month. What Could You Do With An Extra $391 A Month?
- The Average Senior Not Only Saves Monthly, They Can Also Shorten Their Term
The HARP program uses the power of “interest” to help you lower your payment or shorten your term. The middle class senior nevers get a break. Well for the next 3 months you finally get one of the biggest breaks in your life.
This program is the best way for you to lower your payment, put the money you save towards the principal and pay your mortgage off faster. The best part is you will save tons of money on interest over the life of the loan.
How Do You Find Your Rates?
Here’s how you do it. There are a few websites out there that will help you compare the mortgage rates. The problem is they do not give you quotes that include the HARP program AND the senior discounts you qualify for.
Consumer Mortgage is the best site we have seen for seniors. This is because it includes the HARP program, all your senior discounts and is user friendly. In addition, we surveyed over 1000 seniors who recently took advantage of the HARP program and Consumer Mortgage came out on top with a 97% approval rating.
The best part is unlike many other websites, the service is fast, easy and FREE. Middle class seniors have nothing to lose and everything to gain. Finally!
Act Now While You Have Time
Here’s how:
- Simply select your age below
- After you enter some information about your home, you will be on your way to saving tons of money by refinancing. Put money in your pocket and enjoy!
Tap Your Age:
46-55 | 56-65 | Over 65 |
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*Mortgage Lenders are constantly changing their policies in your state to meet demand and manage risk. Affiliated comparison sites can give you access to today’s most competitive rates in your state. Example savings illustrated above is for demonstration purposes only and results will vary based on your individual qualifications which may be associated with your home’s loan-to-value, home type, city and state where the home is located as well as other factors including but not limited to credit scores, employment history, residency type and other factors.
*http://www.freddiemac.com/singlefamily/enhanced_relief_refi.html