There are many special discounts that are available to seniors. Retirees are offered discounts at most retailers, restaurants, parks and on public transport. But you won’t get these discounts unless YOU ASK for them. Simply ask the question, "Do you offer a senior discount?" and see how much you can save.
And did you know there are special senior discounts that are available just online? Many seniors were shocked to find out that they could save as much as $6,000 by using these online discounts and little-known government programs. Here is a list of discounts and offers seniors can take advantage of in .
1. Use HARP – Let The Government Pay For Your Mortgage
If you’re a senior homeowner you could save thousands of dollars each year by taking advantage of this government program called HARP. The Home Affordable Refinance Plan (HARP) was passed by Obama to help the middle class senior Americans reduce their monthly payments by as much as $4,264 each year. The program was set to expire in 2017 but has been extended to 2018. You could bet the banks aren’t too thrilled about losing all that profit and might secretly hope homeowners don’t find out before time runs out.
So while the banks are happily waiting for this program to end, the Government is making a final push and urging homeowners to take advantage of HARP now and save $4,264 each year.
2. Never Pay For Costly Covered Home Repairs
Many seniors simply don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who amongst us has hundreds or even thousands available at a moment’s notice for such a repair?
This is why many homeowners are getting this new Home Warranty Program and they’re ending up saving thousands in the long run. ACs, electrical, heating systems, appliances – they’re all covered! If there’s something they can’t fix they will just replace it.
3. Save Up To 70% On Life Insurance
Unfortunately with every year you age your insurance premium amount rises 8-10%. For senior citizens, rising life insurance policy costs can add up significantly. And what’s worse is the fact that many seniors have a hard time qualifying for new policies altogether once they reach a certain age.
Fortunately though, there is a way to get a very cheap life insurance policy. You need to compare quotes from multiple insurance companies. This amazing website will let you do that and the best part it is totally free! They will run down your information through their technology to automatically find the best life insurance policies available for a much much lower price. Seniors may end up saving up to 70% on their life insurance policy.
4. Save on Groceries
Take full advantage of your senior discount at your local grocery store. Lots of stores offer it – you just need to ask!
Keep in mind that discounts and deals may vary and can change without notice.
- Farm Fresh – 5% discount Tuesdays and Thursdays (55+)
- Hy-Vee – depending on location will usually offer 5% discount on Tuesdays and Wednesdays (some stores set age to 65+)
- Fred Meyer – 10% senior discount on the first Tuesday of every month
- New Seasons Market – 10% discount every Wednesday
- Compare Food Supermarket – 10% discount in participating locations, get in touch with your local store to find out more
- Piggly Wiggly – varying discounts at participating locations
- Fry’s Food – 10% discount on the first Wednesday of every month to all seniors with VIP card.
5. Owe More Than $20,000 in Credit Card Debt? Use This Brilliant Debt Payoff Plan
Stepping into retirement can be pretty daunting. Doing it with existing unsecured debts can make it even more of a challenge. Debt consolidation is the process of combining all your unsecured debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable. The likelihood in these circumstances of reducing interest rates is very high, and there are many firms out there who will walk you through the process making it simple and painless.
If you have more than $10,000 in debt, then this is something you should do right away. You can get the best quote to consolidate all your unsecured debt by clicking the link below.
6. Discount on Car Insurance
Did you know you can significantly reduce your monthly electric bill and pay nothing for it? If you live in a qualified zip code you can get paid to go solar! Thanks to a little-known government program called Federal Residential Renewable Energy Tax Credit, homeowners who live in specific zip codes are getting thousands in rebates to install solar panels.
Many people were shocked that subsidies and rebates cover 99% of costs associated with installation so it literally costs $0 to have done. Learn more about this program and check if your zip code qualifies. Homeowners can literally save $1,000’s of dollars just by using this program.
7. Save By Installing An Alarm System
This money saving idea is also for senior homeowners, so if you’re a renter you can skip this one. Did you know that homes without security systems are 2.5 times more likely to be targeted by burglars and intruders? But installing a home alarm system isn’t just to stop burglars and intruders, it can also save you big money year after year. A house alarm will save you money on your homeowners insurance policy (which is generally mandatory if you own a home). In fact, on average installing a home alarm system will give homeowners a 10-20% discount on their insurance by having a high functioning home alarm system installed. The good news is that these home alarm companies are pretty desperate for customers at the moment so you can get a good deal.
For instance, one of the best alarm system companies – ADT is currently offering over $850 in free equipment plus a $100 Visa gift card with $99 Installation and purchase of monitoring service. That means you basically get a free alarm system for over a year, just by paying a $99 fee.
It’s also really important seniors have a high functioning alarm system installed so that they can get medical aid in the case of a life threatening emergency, especially for those who live alone.
8. Go Shopping
Kohl’s, Marshall’s and Stein Mart
At Kohl’s on Wednesdays, over 60s can get 15% off. And on Tuesdays, outlet stores Marshall’s, Ross will offer up a 10% discount for seniors – though the exact age is determined by each store.
Walgreens hold a “Seniors Day” once a month too – which varies by location. Discounts of 20% are available for Rewards card members that are over 55 years old in store, and if you’re shopping online you can get a 10% price reduction.
If you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn. And that’s not all, Stein Mart are treating over 55s with their clearance offer. On the first Monday of each month, you can get an extra 20% discount on clearance items. Goodwill gives 10%-20% discounts varying by store. Also if you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn.
Just remember to check with the specific store in your area, as discounts might vary and change without notice.
9. Eating Out
If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.
Keep in mind that deals may vary at participating locations and can change without notice.
- McDonald’s: discounts on coffee and beverages (55+)
- Whataburger: free drink with purchase of a meal, depending on location (55+)
- Wendy’s: give free coffee or other discounts depending on location
- Piccadilly Cafeteria – 10% discount with “Prime Time for Seniors” card
- IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
- Golden Corral: Senior discount varies by location
- Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location)
- Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+)
- Subway: 10% off (60+) varies by location
- The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items
- Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+)
- Sizzler: Offers “Honored Guest Menu” (60+) varies by location
- Papa John’s Senior Discount: check with your local stores (no standard senior discount policy)
- Old Country Buffet: Daily discounts for seniors (55+)
- Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours
- Fazoli’s: Join “Club 62” for special senior menu items (62+)
- KFC: free small drink with any meal depending on location (55+)
- Country Kitchen: Great Senior Menu (55+)
- Burger King: 10% discount on purchase depending on location (60+)
- Long John Silver’s: 10% discount or discounted beverage (55+)
- Taco Bell: 10% off (65+)
- El Pollo Loco: 10% off senior discounts varies by location (55+)
10. Need an Affordable Roofer? We've Got You Covered
While we’re on the subject of home ownership, what’s more important than the literal roof over your head? If you’ve got a leak, a hole, or a loose shingle, you understand the gravity of the situation—you’ve got to fix it…and fast!
If you find yourself in this debacle, don’t fret. We’ve got you covered.
Take a look at the link below for the lowest rates on roofing repairs in your area! You’ll gain access to information about qualified roofing specialists and their exclusive discounts.
What are you waiting for? Protect yourself from the elements by making sure your roof is safe and sound today!
11. Cruise Deals
Carnival Cruises, Royal Caribbean, Costa Cruises
Is there any better way to celebrate life than to venture out at sea? Cruises are wonderful with their all-inclusive travel options where you get to sit back, have a drink or two for free, soak up the midday sun and enjoy some high-class cuisine along with various live music performances.
Cruise lines offer a huge variety of discounts for senior citizens, and this includes some of the most well-known companies like Carnival Cruises and Royal Caribbean, offering exclusive deals to citizens over the age of 55. You will be able to get a cruise deal anywhere in the world, be it the Caribbean or even the icy Alaska. Keep in mind that not all cruises have discounts, so it is best to check with the specific cruise company.
12. Save On Medical Bills With These Insoles
Studies show that the majority of back & body aches stem from the support in your feet. These patented soles fit in any shoe and are not your typical over the counter product. Elderly men and women have claimed it helped with muscle aches, back aches, and even headaches. Meridian points are all centralized from the foot and connect to your whole body, that's why reflexology is so powerful, but great foot support is always recommended to aid in aches and pains. Read more here of this powerful new way elderly folks are using this to their advantage.
13. Born Before 1965? Claim Your Free 72 Hour Survival Food Kit
Food for Patriots is special promotion is currently available to anyone born before 1965. With floods, tornadoes, and other natural disasters on the rise, Lindon decided that they wanted every senior citizen to have access to their survival food kits. That’s why they currently have a special promotion for American citizens to get a free 72 hour survival food kit (just pay the S&H fee).
They source most of their raw ingredients from the “fresh produce” category – picture the delicious veggies you find in season at your local farmer’s market. No harmful chemicals, no GMOs and no added MSG.
They also combine their top-quality ingredients using prize-winning recipes so that they’re loaded with flavor. Many of their recipes have won independent taste tests. We recommend giving them a try and taking advantage of this special offer.
14. Keep America Beautiful By Going Solar - Here's How
Here’s some exciting news: residents in certain ZIP codes across the USA qualify for a little-known federal refund plan called the Renewable Energy Tax Credit which not only outfits their home with solar panels, but puts cash in their pockets to do it.
It’s a win-win situation: one on hand, you’re looking at substantial monthly savings on energy costs and on the other, you’re staring at an upfront influx of cash—just for participating!
Do yourself a favor and click the link below to see if your ZIP code qualifies for the tax credit.
15. Cell Phone Plans
Mobile phones are for senior citizens too, and you’d bet you can get a good deal on one.
Keep in mind that deals may vary and can change without notice.
- AT&T – plan for over 65s that costs $29.99 per month. You’ll get 200 anytime minutes, and 500 for evenings and weekends.
- GreatCall – a senior plan for $14.99. However they do have various additional fees, so expect to pay a little bit more. The plan offers health and safety tools, which include 24/7 access to urgent care, medication and refill reminders, daily automated calls to check in with you and much more. This plan works best with a Jitterbug phone, which is especially easy and comfortable to use.
- T-Mobile – plan for $60 a month for seniors 55+, which gives you 2 lines with unlimited talk, text and LTE data.
- Verizon Nationwide – 65 Plus Plan where you can get a plan for $29.99 that includes 200 minutes and unlimited text messaging, it also comes with 2GB of internet so you can browse your favorite websites from your phone. Keep in mind, however, that this plan is not available for new Verizon customers.
- Consumer Cellular – a plan that includes unlimited talk for $30.
16. Make Extra Money - Get Paid To Take Surveys Online
Be an influencer. Huge companies pay part of their marketing budget to hear consumers opinions to help brands deliver better products & services, highly favoring elderly folks opinions.
It's 100% free to get started with Survey Junkie, all it takes is an email to sign up. It provides a fun and interesting way to make cash on the side while feeling like your opinion matters for once, since it does!
17. Visit a Museum
Natural History Museum, Museum of Science and Industry, Metropolitan Museum of Art
Museums are a great way to spend time with your loved ones, so why not get discounts on those museum tickets. Most museums offer reduced ticket prices for senior citizens, for example Natural History Museum of Los Angeles offers a 25% discount for senior citizens.
Also, many museums in the U.S. have Free Admission Days, where citizens can enjoy the exhibitions for free. It is best to plan in advance and check the particular museums website for senior discounts. Also, there is always an option of calling the museum administration if you have any unanswered questions.