Here are 5 car hacks cops and insurance companies don’t want you to know.
This is because if enough people do them, cops will not be able to write as many tickets and insurance companies would lose millions.
1. Pick Your Nose
When I was 15, my grandfather would pick me up on Saturday mornings to take me fishing. Sometimes when we fished, he would get so drunk and high I would have to drive back. On one of these occasions, we pulled up to a cop at a stop light. In my grandfathers right hand was a lit joint. In his left hand was a half full Pabst Blue Ribbon beer. I was too young to have a driver’s license. With all this illegal activity combined, when we pulled up next to the cop, I wanted to sh*t myself. My grandfather could sense my fear. In a voice as calm as still water he said:
“Boy….Pick Your Nose.”
I looked at him like he had 2 heads. “Pick your damn nose boy” he said once again. So, I picked my nose. Eventually the light turned green, the cop turned left and we went straight. My grandfather then told me something I would never forget. “When you’re driving next to cop and have something illegal in your car, or you have a warrant, or just don’t want to be noticed, just pick your nose. Your body language shows you are not concerned about anything or anyone around you.”
Ever Since Then, I’ve Been Picking My Nose Every Time I See Cops
2. Use A Plunger & Hot Water To Remove Small Dents
A small dent in your car can cost you BIG money to fix. Here is a simple 2 step hack.
Step 1 – Boil A Gallon Of Hot Water & Get A Plunger.
Step 2 – Pour The Hot Water Over The Dent & Then immediately Place The Plunger Over The Dent, Make Sure The Pressure Is Tight and Give It A Few Tugs.
This hack works great for small and medium dents.
3. Use Toothpaste To Clear Cloudy Headlights
Your car headlights will get cloudy over time which may cause your car to always look dirty. Put some toothpaste on a clean rag and scrub your headlights. Then get a wet rag and wipe your headlights clean.Toothpaste contains an abrasive that removes dirt from headlights and will fill in any tiny scratches.
4. Clear Nail Polish For Window Cracks
If a rock hits your windshield and makes a crack, over time the crack could grow.
This could cost you hundreds of dollars to repair. Here is how you can save yourself money. Buy clear nail polish. Carefully apply 3-5 layers over the crack. When it dries, it will be invisible and can stop the crack from growing.
5. Secret Car Insurance Discounts
Here’s a car insurance secret most people don’t know. There are discounts that your car insurance company will automatically give you. For example, discounts for bundling, discounts for paying your bill upfront, etc. However,
For example, if you have not had a ticket or if you have not been in an accident in the last 12 months, you automatically qualify for a HUGE discount with most insurance companies.
Our own Jenny G. found a website called ConsumerSavingsToday.com. Few drivers know about this site. However, it was the only site she found that gave her auto quotes that automatically included all the discounts she qualified for. She decreased her monthly payment by almost 70%.
Has Your Agent Told You About This?
Unfortunately the answer is often “no”. This is because your agent is paid commission which means the more you pay, the more money they can put in their pockets. Below is a list of car insurance discounts as well as their average yearly savings:
- No Tickets In 12 Months: $87
- No Accidents In 12 Months: $107
- Low Yearly Mileage: $84
- Homeownership: $52
- Cars Containing Back Up Cameras: $27
- Life Insurance Policy: $34
- Using The Automatic Payment Option: $25
- Short Commutes: $52
- Days Driven Per Week : $32
- Car Ownership: $30
- College Degree or Higher: $30
You will have to call your agent and ask about each discount individually or you can go to ConsumerSavingsToday.com and get quotes that automatically include all the discounts you qualify for.
In addition, If you live 50 miles within city?>, are currently insured and have not had a ticket in 12 months, then you may qualify for additional discounts.
You should at least see what discounts you qualify for. Its free, takes less than 60 seconds and could save you thousands.
I hope all these tips help you save money and avoid trouble with the law.
Here’s How You Do It:
Step 1: Tap The Link Below
Step 2: Enter Your Zip Code
TIP: (You are never locked into your current policy. You can cancel at any time and your remaining balance will be refunded)
*Job Impact Insurance: https://quotewizard.com/auto-insurance/job-or-occupation-and-auto-insurance-rates
*Source (Why Men Pay More): https://www.esurance.com/info/car/why-women-pay-less-for-car-insurance and https://coverhound.com/insurance-learning-center/guys-vs-girls-who-pays-more-for-car-insurance
*Price Optimization: https://www.naic.org/cipr_topics/topic_price_optimization.htm
*Women and Driving: https://www.syracuse.com/news/2011/07/women_worse_drivers_more_crashes_than_men_less_driving.html
*Credit Score and Driving: https://www.ftc.gov/sites/default/files/documents/reports/credit-based-insurance-scores-impacts-consumers-automobile-insurance-report-congress-federal-trade/p044804facta_report_credit-based_insurance_scores.pdf#page=30